Every tool you need to control daily spending without guesswork.
MoneyControlr turns a fixed monthly allowance into a clear daily number, backed by clean analytics, instant search, CSV portability, and server-verified security.
What is live in MoneyControlr today
Every capability below is actively implemented and running in the application.
Dynamic Daily Safe-to-Spend Limit
MoneyControlr divides your remaining monthly budget by the remaining days in your billing cycle. Spend less today and your daily allowance increases automatically tomorrow; overspend and it recalibrates so you avoid running short mid-month.
- Integer-paise arithmetic (1 INR = 100 paise) prevents rounding drift
- Real-time progress bar with On Track, Caution, and Overspent status cues
- Transparent rollover calculation updated on every logged transaction
Guided Student Budget Onboarding
Set up your monthly baseline in under two minutes by entering your allowance and selecting your primary income source—parental allowance, salary, scholarship, part-time work, freelance income, or other.
- Live preview of daily allowance while adjusting your monthly figure
- Automatic 50/30/20 Needs, Wants, and Savings allocation baseline
- Flexible start and end controls accessible anytime from Budget Setup
Fast Expense & Income Tracking
Log daily transactions with category tags and payment methods (UPI, Cash, Card, NetBanking). Browse your history grouped chronologically by date with daily spend totals computed upfront.
- Search across notes and categories plus filter by Type, Category, and Payment method
- Inline modal editing and delete confirmation dialogs to prevent accidental loss
- Separate tracking for extra monthly income alongside your base allowance
50/30/20 Rule & Spending Analytics
Move beyond raw transaction lists with dedicated spending breakdowns, calendar pacing checks, and weekly burn-rate tracking calibrated for monthly allowances.
- Student Financial Health Score (0–100) with actionable pacing insights
- Ranked category breakdown showing share of spend, average ticket, and count
- 4-week spending velocity bars and Monthly Budget Summary runway overview
One-Click RFC 4180 CSV Export
Download your transaction records anytime directly from the Transactions page as a cleanly formatted CSV spreadsheet with UTF-8 encoding.
- Exports either your full history or only your currently filtered search view
- Standard CSV escaping for notes containing commas, quotes, or line breaks
- Client-side generation so your financial file never touches third-party storage
Verified Accounts & Row-Level Isolation
Built on Supabase Auth and PostgreSQL Row-Level Security (RLS) so financial records belong strictly to your verified account.
- Mandatory email verification gate before accessing Dashboard, Budgets, or Transactions
- Database-enforced RLS policies isolating profiles, budgets, and transactions per user
- Server-validated actions and protected routes with automatic session verification
A simple rhythm built for monthly cashflow
Three lightweight steps keep your daily spending aligned with the end of the month.
Verify & Set Allowance
Confirm your email address and enter your monthly budget in Onboarding to establish your starting safe daily limit.
Log Daily Spending
Record UPI, cash, card, or net-banking expenses in seconds and see your remaining allowance adjust right away.
Review & Export
Inspect your 50/30/20 split, spot high-spend weeks early, and export clean CSV summaries whenever you need them.
Ready to see today's safe spending limit?
Start tracking your monthly budget with verified email security and instant daily recalculation.